Mobile phones: is your child ready?
There are no hard and fast rules about the right age to give your child a mobile phone. But as your child’s friends start to get their own phones, your child might want one too.
If your child says she wants a mobile phone, you could talk to her about why. What does she want to do with it? Do many of her friends have phones? Try to understand why she feels it’s important to have a phone. These conversations will help you decide whether you’re comfortable with the idea.
When deciding whether your child should have a mobile phone, think about your child’s level of maturity, and the risks and benefits a phone brings to your child’s day-to-day life.
Level of maturity
You can work out whether your child is responsible enough to have a mobile phone by thinking about some of the following questions:
- Is your child responsible in other ways? For example, does your child look after his belongings?
- Is your child reliable? For example, does she come home at the time you’ve agreed on?
- Is your child respectful to family and friends?
- Can your child talk to you if he experiences things that worry him?
- Does your child understand about not giving strangers her phone number, not clicking on internet links, and blocking calls from people she doesn’t want to speak to?
Benefits of a phone
These questions can help you see what the benefits of a mobile phone might be for your child:
- Would your child benefit from a mobile phone when he’s without adult supervision – for example, while he’s walking or catching the bus home from school?
- Would a mobile phone give your child more opportunity to stay in touch with family members or friends that she doesn’t see regularly?
- Does your child feel excluded from conversations and events with friends because he doesn’t have a mobile phone?
If you decide that your child is ready for a mobile phone, some guidelines for responsible phone use
can help ensure that your child’s phone becomes a positive part of her life.
Types of mobile phones for children and teenagers
Most of the time, a child’s first mobile phone is a family hand-me-down. It might also be a phone that your child shares with other family members. Or it could be an inexpensive handset.
You might choose a mobile phone with no internet access, rather than a smartphone, for your child’s first phone. This can be a good idea if your child has a mobile phone only for safety reasons – for example, so that he can contact you if he needs to.
As children get older their lives and interests get more complex. Your child might want to use her phone to listen to music, take pictures, watch movies, play games, find train times, or have a private space to explore, express herself and communicate with friends.
Your child will need a smartphone for these uses. If you and your child agree that he can have a smartphone, you might upgrade your own smartphone and pass your old one on to your child.
It’s also a good idea to think and talk to your child about other things that go with smartphone use, like app store accounts. To start with, you might decide that your child’s phone and app store account are registered in your name so that you can keep control of purchases.
Mobile phone plans for children and teenagers
Mobile phone plans can either be prepaid or postpaid. They can be for calls and text only, or they can include data.
It’s a good idea to look into a few plan options and discuss them with your child.
And when you decide on a plan, it’s also good to talk with your child about what will happen if she uses all the prepaid credit or goes over the monthly allocation. For example:
- Will you pay extra?
- Will your child pay extra?
- Will your child be without calls, text and data for the rest of the month?
If your child wants or has a smartphone, you might consider not getting a plan with data until your child is older and you’re confident he’s a responsible digital citizen
. If your child’s plan doesn’t have data, he can go online with his phone only when he has wi-fi access. This can help him learn thrifty phone habits and avoid using his phone without thinking.
Prepaid mobile phone plans: pros and cons
With a prepaid plan you pay a monthly fee up front. This gives you a set amount of phone calls, texts and data per month.
Here are some of the pros of prepaid plans:
- Your child can’t exceed the allocation for the month.
- You can manually top up if your child needs extra for that month.
- There are no lock-in contracts.
- They work well with a hand-me-down phone.
Here are some of the cons of prepaid plans:
- The cost per call, text and data might be higher than for postpaid plans.
- You need to buy a mobile phone outright.
It can be a good idea to start with a prepaid plan. This can help you find out what kind of user your child is before you lock into a contract. For example, you’ll see how many calls she makes each day, whether she calls landlines or mobile phones, and how much data she uses.
Postpaid mobile phone plans
With a postpaid plan you agree to pay a monthly fee for the month’s usage, usually as part of a long-term contract. This gives you phone calls, texts and data. These plans might include unlimited calls and texts but not unlimited data. The plan might go for 2-3 years.
Here are some of the pros of a postpaid plan:
- They tend to offer better value than prepaid plans – for example, a $30 monthly payment might include $500 worth of credit for calls, texts and data.
- The phone can be bought as part of the plan.
Here are some of the cons of a postpaid plan:
- It’s easy for your child to overuse the phone and go over the monthly limit. This can result in large bills.
- Providers usually charge significantly higher rates if you exceed the monthly limit.
- If the phone is lost, broken or otherwise can’t be used, and it’s not insured, you still have to keep paying according to the agreed contract.
If you opt for a postpaid plan, it can be a good idea to choose one with no lock-in contract. This makes it easier to change plans while you work out what suits you and your child’s needs.
Look for postpaid plans with bill capping. This means you can set a maximum monthly spend, although check that the minimum spend is affordable.